For Middle class and Middle-Income Americans, their home is their largest debt owed and largest asset owned. Mortgage payments are more than 30% of their take-home-pay. Many have stretched the percentage of their take-home-pay to 40% because they are carrying larger mortgage debt. Mortgage Debt in the U.S. was over $9.9 trillion. These large mortgage payments have resulted n families stressed, strapped, and trapped. This book provides 5 strategies, a plan, and tools to show you how to pay off your largest debt in record time.