Rita Oliver, The Money Strategist
Helping Federal Employees “Simplify the Complex” with Retirement Planning.
Rita Oliver, CEO/Founder, of Strategies Options and Solutions, LLC (SOS). Rita is a Chartered Retirement Planning Counselor® (CRPC®), Wealth Management Specialist® (WMS®), and Certified Master Financial Coach.
She earned her B.B.A. in Banking and Finance from Mississippi State University and MBA in Management from Amberton University, Garland, TX.
She took the LEAD in her personal finances beginning in 2000 with a plan to pay off 5-figure credit card debt, car, and home mortgage. She paid off all debt in 2011 including her 10-year mortgage in 5 years.
In 2013, she hired a financial coach and learned more about investing and strategically allocating her401(k) investments across all asset classes resulting in minimal losses and average returns of 12% or more annually.
In 2014, she began developing and executing a strategic and financial exit plan to retire from her federal government career at age 56, on her predetermined retirement eligibility date, with no doubts nor fear about being financially secure for the rest of her life. She accomplished her goal. She retired on February 1, 2022, with 36-years of career service as a Federal Government Audit Director.
Rita is now helping as many Public and Private Sector Professionals create income planning & income preparation strategies to “RETIRE with MONEY” and be “Financially Secure” for the rest of their lives”. SOS provides Custom Retirement Planning Training Seminars for Federal Agencies and Corporate Organizations. The signature training promises that enrollees achieve the following results:
Increased confidence, understanding, and enhanced awareness and more accountability of their Household’s Financial Blueprint. Specifically, employer-sponsored retirement savings plan options, external investment options, social security benefits, working & retirement income, expenses, etc.
Organized monthly savings and spending plan resulting in increasing disposable income to elevate cash positions in, multiple savings accounts, emergency, long-term and retirement along with a Pleasure and Leisure (P&L) account for their guilt-free spending pleasure.
Create a custom & detailed financial plan to achieve their short-term and long-term financial goals. Also, identify ways to optimize income to pay off debt quickly. Create realistic reallocation strategies to maximize biweekly/monthly 401(k) and Individual Retirement Account contributions to increase their net worth and future passive income.
Develop a Strategic Retirement Exit Strategy/Plan outlining all dates, tasks, timelines, and required procedures to exit their corporation/agency on their retirement eligibility date financially secure for the rest of their life.